Long Term Care Insurance (LTCI)

The U.S. Office of Personnel Management (OPM) now sponsors a high-quality long-term care insurance program for members of the Federal Family. OPM selected two leading insurance companies, John Hancock and Metropolitan Life as the carriers who will offer this benefit. The two companies formed a joint venture company, LTCI Partners, that will be dedicated to the administration of the Federal LTCI program. Enrollments may only be made directly with LTC Partners, applications may not be accepted by the Army Benefits Center - Civilian, CPOCs or CPACs.

OPM determined that the provider, LTC Partners, is solely responsible for all core functions that support this program. All interested individuals and enrollees should rely on the experts at LTC Partners to field questions regarding the Federal LTCI program. LTC Partners may be contacted at 1-800-LTC-FEDS (1-800-582-3337) or via the LTC web site: http://www.ltcfeds.com/. LTC Partners may be contacted from OCONUS locations by dialing the USA Country code followed by 800-582-3337.

OPM also has a very informative and educational website about long term care needs and insurance in general at http://www.opm.gov/insure/ltc, this site also provides information about LTCI tax issues, facts, legislation and an ongoing series of Questions and Answers. A calculator is also available on this site to help those eligible make informed decisions about LTCI.

The first Federal LTCI open season began July 1 2002 and ended on December 31, 2002. Current eligible individuals can still apply for LTCI, however, the advantages of abbreviated underwriting, the alternative insurance plan and the July 1 "age freeze" ended December 31, 2002.

New and newly eligible employees and members of the uniformed services, their spouses, and newly married spouses of employees and members of the uniformed services can apply with abbreviated underwriting and access to the alternative insurance plan within 60 days of becoming eligible for the Program, even if that is after Open Season ends.

FAX number to submit an application: 1-952-833-5300

Mailing address for mailing an application by regular U.S. Mail:
Long Term Care Partners, LLC P.O. Box 5725 Hopkins, MN 55343-5725

Street address for sending an application by overnight or express mail:
Long Term Care Partners, LLC1701 Ward Avenue #200 Hudson, WI 54016