An employee covered by the Federal Employees Health Benefits (FEHB) Program who is placed in Leave Without Pay (LWOP) - US or separated from service to perform active duty military service, can continue his/her health benefits enrollment for a total of 24 months. If the employee is called or ordered to active duty in support of a contingency operation, on or after September 14, 2001, his/her Agency is allowed to pay both the employee’s share, and the government’s share of the FEHB premium, if all five of the following requirements are met: 1) the employee is enrolled in the FEHB program and elects to continue that enrollment; 2) the employee is a member of a reserve component of the armed forces; 3) the employee is called or ordered to active duty in support of a contingency operation as defined in title10 U.S.C. section 101(a)(13); 4) the employee is placed on LWOP or separated from service to perform active duty; and 5) the employee serves on active duty for more than 30 consecutive days.
If the employee’s military service is not in support of a contingency operation, and he/she elects to continue FEHB coverage, the employee pays his/her share of the premiums and the Agency is responsible for paying the government share for the first 12 months of coverage. Thereafter, the employee pays 100% of the full premium plus an additional 2% administrative fee for the last 12 months. After the 24-month period, the employee is not entitled to Temporary Continuation Coverage.