The Federal Employees Health Benefits (FEHB) Program

The Federal Employees Health Benefits (FEHB) Program is the largest employer-sponsored group health insurance program in the world, covering almost 9 million people including employees, annuitants, and their family members, as well as some former spouses and former employees. The FEHB Program offers fee-for-service plans, Health Maintenance Organizations (HMOs), and plans offering a Point of Service (POS) product.

You can enroll in FEHB if you are:

• a permanent Federal employee with a regularly scheduled tour of duty;
  
• a temporary employee with an appointment for longer than one year; or
  
• a temporary employee with an appointment limited to one year or less, and you have completed one year of current continuous employment (excluding any break in service of 5 days or less).
  

You are not eligible to enroll if you are an intermittent employee (you don’t have a prearranged regular tour of duty) or if your position is excluded from coverage by law or regulation.

You can compare health plans, link to plan web sites, and get information on plan quality as well as download plan brochures and guides on the OPM web site at www.opm.gov/insure. You can access the FEHB Handbook, which contains policies, procedures, and guidance for enrollees and employing offices on the FEHB Program. You can enroll or make enrollment changes online at https://www.abc.army.mil or by calling 1-877-276-9287. If you don’t enroll when you first become eligible, you won’t be able to enroll until Open Season or until another qualifying life event permitting enrollment occurs.